SBA Loan Statistics for Manufacturing Businesses
SBA acquisition loan data and 7(a) statistics for manufacturing — median approvals, rates, loan counts, and public vs Main Street multiples.
Data as of 2025-09-30 · Based on 104 SBA 7(a) loans across 4 NAICS codes
Industry Debt Benchmark
Median SBA 7(a) gross approval for Manufacturing (FY 2025)
Avg Interest Rate (FY 2025)
9.16%
Loans (Selected FY)
45
-24% vs FY 2024
Loans (Selected FY)
45
-24% vs FY 2024
Loan Purpose Mix
How SBA 7(a) loans in your industry break down by business purpose · FY 2025
16% of SBA loans in your sector fund ownership changes — a signal of consolidation and reinvestment activity.
Typical Loan Size
Interest Rate Trend
All-years avg: 10.25% (FY 2024–2025)
Two Markets for Manufacturing
Public markets reward scale and liquidity. SMB lending reflects the capital available to businesses your size.
Wall Street
EV / EBITDA
—
EBITDA Margin
—
Main Street
SMB Multiple
—
Median SBA Loan
$534,093
45 SBA loans (latest FY)
The spread between these markets is the illiquidity and size discount built into SMB economics.
Important context
SBA loan approvals reflect financing amounts, not business enterprise value. Not all exits or acquisitions use SBA debt — buyers typically combine equity, seller notes, and conventional bank financing.
Data is aggregated and anonymized from SBA FOIA disclosures and Damodaran industry datasets. Public company multiples reflect listed firms and are not direct comparables for most SMB transactions.
See our valuation methodology for how XIT blends FCFF, FCFE, and EV/EBITDA — and why SBA loan sizes are financing context, not a formal appraisal.
What owners should know
Manufacturing deals combine asset collateral, working-capital cycles, and cyclical demand — SBA 7(a) approvals reveal how lenders size debt for plants and job shops on Main Street. This page aggregates FOIA loan data for manufacturing NAICS codes: median approval, rate environment, acquisition share, and fiscal-year volume trends. Public EV/EBITDA for the sector sits beside SBA-derived SMB multiples so owners and buyers see both institutional comps and financing reality. Essential reading before LOI, succession planning, or an equipment-heavy expansion.