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SBA Market Pulse

How Main Street gets financed — live SBA 7(a) FOIA data by industry, paired with public vs SMB valuation multiples.

SaaS & Software

Median loan: $564,333 · FY2025

Loans (latest FY): 1,055

SBA Loan Statistics for SaaS and Software Businesses

E-commerce & Retail

Median loan: $824,341 · FY2025

Loans (latest FY): 1,010

SBA Loan Statistics for E-commerce Businesses

Restaurant & Hospitality

Median loan: $449,248 · FY2025

Loans (latest FY): 6,649

SMB multiple: 4.0×

SBA Loan Statistics for Restaurant Businesses

Digital Agencies

Median loan: $383,710 · FY2025

Loans (latest FY): 254

SMB multiple: 4.5×

SBA Loan Statistics for Digital Agencies

Consulting

Median loan: $297,279 · FY2025

Loans (latest FY): 2,482

SMB multiple: 4.6×

SBA Loan Statistics for Consulting Firms

Manufacturing

Median loan: $534,093 · FY2025

Loans (latest FY): 45

SBA Loan Statistics for Manufacturing Businesses

Professional Services

Median loan: $297,279 · FY2025

Loans (latest FY): 2,482

SBA Loan Statistics for Professional Services Firms

Healthcare

Median loan: $867,667 · FY2025

Loans (latest FY): 764

SBA Loan Statistics for Healthcare Businesses

Fitness

Median loan: $610,483 · FY2025

Loans (latest FY): 2,373

SMB multiple: 5.0×

SBA Loan Statistics for Fitness Businesses

Retail

Median loan: $824,341 · FY2025

Loans (latest FY): 1,010

SBA Loan Statistics for Retail Businesses

Food Truck

Median loan: $449,248 · FY2025

Loans (latest FY): 6,649

SMB multiple: 4.0×

SBA Loan Statistics for Food Truck Businesses

Landscaping

Median loan: $297,279 · FY2025

Loans (latest FY): 2,482

SMB multiple: 4.6×

SBA Loan Statistics for Landscaping Businesses

Contracting

Median loan: $605,281 · FY2025

Loans (latest FY): 1,386

SMB multiple: 4.6×

SBA Loan Statistics for Contracting Businesses

Construction

Median loan: $247,737 · FY2025

Loans (latest FY): 2,306

SMB multiple: 4.6×

SBA Loan Statistics for Construction Businesses

Data from SBA FOIA disclosures and Damodaran industry datasets. Not a substitute for formal appraisal. Methodology →